Civil / commercial litigation

We offer bespoke underwriting for civil & commercial cases, reflecting the complexity and risk associated with this type of litigation.

Our flexible products are easily tailored for both individual consumer cases and large commercial litigations.

How does civil / commercial litigation work?

Civil / commercial litigation is an individually assessed ATE product suitable if you prefer to take a case-by-case approach, and require higher levels of cover for your clients. We support our solicitor business partners, specialist brokers, funders and other affiliates in providing the best outcomes for customers and clients.

What types of cases can be insured?

Civil / commercial litigation is available for a variety of civil or commercial cases, including:

  • Contentious probate
  • Insolvency
  • Defamation
  • Professional negligence
  • Contract disputes
  • Debt recovery
  • Property disputes
  • Financial disputes
  • Intellectual property disputes
  • Construction disputes.

What does civil / commercial litigation include?

It covers the other sides’ costs and disbursements and your client’s own disbursements if the claim is lost or discontinued. It also offers full ‘Part 36’ cover, and counsel’s fees provided they are not acting under a Conditional Fee Agreement.

What’s the level of insurance?

We offer a wide range of indemnity levels, which are competitively priced. If we’re able to cover the claim, we provide an individually assessed quote upon each application.

What criteria does a case have to meet?

There are no set criteria, and as long as your client is signed up to a valid retainer, each case will be individually assessed – without charge – by our experienced team.

How much does it cost?

This depends on the details of the case. Civil / commercial litigation premiums are deferred and self-insured, with the cost of the policy varying depending on the case type and stage of litigation. In some cases an upfront premium will be payable, which is not insured and is due at policy inception.

FAQs

Who are the insurers?

Like all of our ATE products, Civil / Commercial Litigation ATE is insured and underwritten by DAS and we hold an ‘A-’ rating with Standard and Poor’s.

To discuss a particular case speak to our team today.

Email us Call: 0370 241 1345

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